-Sell investments (stocks and Mutual funds)
-Borrow from your home (home-equity)
-Research Government aid (www.sba.gov-->disaster assistance, www.usa.gov-->benefits and grants)
-Boost your take-home pay kiplinger.com/tools/withholding and try our easy-to-use calculator
-Cash convenience Checks www.credit.com
-Borrow from your 401(k)
-Tap your Roth IRA
-Get a life-insurance loan
-Lean on Family and Friends
-Sell your staff
Friday, September 25, 2009
8 Way to Make youe Life More Productive
-Keep receipts together
-Ditch out dated computer stuff
-Use a desk organizer
-Magnetize your medicine cabinet
-Prepare outgoing mail ahead of time
-Create forms for everyday tasks
-Create a driving directions folder
-Cut down on junk mail
www.getorganizednow.com
-Ditch out dated computer stuff
-Use a desk organizer
-Magnetize your medicine cabinet
-Prepare outgoing mail ahead of time
-Create forms for everyday tasks
-Create a driving directions folder
-Cut down on junk mail
www.getorganizednow.com
Monday, September 21, 2009
9 Great Ways to see the world for free
1. The peace corps www.peacecorps.gov
2. The United Nations www.unv.org
3. Art Corps http://www.artcorp.org/
4. Voluntary Service Overseas www.vso.org.uk
5. www.geekcorps.org
6. Win rock International www.winrock.org
7. ACDI / VOCA www.acdivoca.org
8. The International Executive Service Corps www.lesc.org
9 The Financial Services Volunteer Corp www.FSVC.org
Friday, September 18, 2009
Are you ready to buy a house?
There are a few guidelines.
-don’t purchase a home until you have an emergency fund and are debt-free apart from your home.
-never do more than 15-year mortgage
-recommend putting down at least 20 percent in order to avoid the PMI
-your house payments should not be more than ¼ of your take home pay
-don’t buy a house in your first year of marriage
-don’t purchase a home until you have an emergency fund and are debt-free apart from your home.
-never do more than 15-year mortgage
-recommend putting down at least 20 percent in order to avoid the PMI
-your house payments should not be more than ¼ of your take home pay
-don’t buy a house in your first year of marriage
Some Industries Continue to Do Well in Recessions
-Food
-Healthcare
-Used (refurbished products) (Game Shop-used PC, Thrift-Store)
-Repair Services (home, auto, small appliance, tailor/alterations,etcetera)
-Energy efficiency &energy conservation)
-Funeral and related activities (get your ashes shot into space!)
-Home foreclosures and related work
-Home entertainment-
-Education, training and retaining
-Anything that has to do with “cloud” computing
-Outsourcing of work and outplacement of personnel
-Daycare centers
-Internet marketing, websites
-State services that can be privatized
-Animal food manufactures
-Farm product merchant wholesalers
-Internet publishing and broadcasting
-Pesticide and fertilizer markers
-Waste management services(although recycling is down)
-Software publishers
-Navigation/ electro medical /measuring Instruments manufacturers
-Mining support services
-Direct Selling
-Healthcare
-Used (refurbished products) (Game Shop-used PC, Thrift-Store)
-Repair Services (home, auto, small appliance, tailor/alterations,etcetera)
-Energy efficiency &energy conservation)
-Funeral and related activities (get your ashes shot into space!)
-Home foreclosures and related work
-Home entertainment-
-Education, training and retaining
-Anything that has to do with “cloud” computing
-Outsourcing of work and outplacement of personnel
-Daycare centers
-Internet marketing, websites
-State services that can be privatized
-Animal food manufactures
-Farm product merchant wholesalers
-Internet publishing and broadcasting
-Pesticide and fertilizer markers
-Waste management services(although recycling is down)
-Software publishers
-Navigation/ electro medical /measuring Instruments manufacturers
-Mining support services
-Direct Selling
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